THE 20 FACTOR PLAN FOR ACCUMULATING WEALTH WHILE YOU'RE YOUNG The author of the bestseller The Unemotional Investor and former Motley Fool columnist offers an unconventional approach to financial independence designed for the boon generation Avoiding the traditional approach to retirement at 65, Robert Sheard contends that restless baby boomers no longer need to wait until old age to quit working and live the life they've always dreamed of. By following the very specific guidelines and investment techniques that Sheard sets out, readers will be able to calculate exactly how much income they need to live on without a job, how to create a nest egg to generate that right amount of income, and how to live off that money for the rest of their lives. Combining practical-living advice with smart investing know-how, the author argues that no one needs to think of retirement as a function of age - financial independence and lifestyle choices determine when and how to "retire." His concrete and very workable blueprint for implementing the saving and investment strategies that will bring those goals within reach will be a liberating revelation to Sheard's many fans. Whether age 35 or 75, whether they want to quit work and spend their days on the golf course, start a business, or simply take a few years off to go adventuring, Money for Life provides readers the tools and knowledge they need to live comfortably on their investments and realize their dreams. The Unemotional Investor sold 70,000 copies and was a national bestseller, appearing on the Business Week, list and the New York Times extended bestseller list.