Chain of Title 2024 pdf epub mobi 电子书

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Chain of Title 2024 pdf epub mobi 电子书著者简介

David Dayen is a contributing writer to Salon and The Intercept and a weekly columnist for the New Republic and the Fiscal Times. Other outlets that publish his work include Vice, The Nation, the American Prospect, Naked Capitalism, and In These Times. He lives in Los Angeles.

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发表于2024-11-27

Chain of Title 2024 pdf epub mobi 电子书

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一辆辆四门轿车从西棕榈滩的光鲜地段呼啸而过，成了这里稀松平常的风景。受雇于房屋止赎厂的律所传票送件人每天往来，面无笑容地将法律文书递给房屋所有人并告知，由于未及时还款，贷款方将取消他们的抵押品赎回权。之所以把这些律所称为“房屋止赎厂”，是因为它们大批量流水...

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2008年的金融危机，或者说美国的次贷危机带来的全球经济倒退，影响至今未退。而这一切的源头还是房子。建筑在房子上，囊括银行、法院和拍卖行的一整条房屋资金流水线，实际上漏洞百出。《房奴》这本书就是作者一行人从贷款、合同的角度，揭露出的这种原始的金融和房地产生态。...

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#译文纪实群分享# 《房奴》主要讲述的是三个普通的美国人——丽莎·爱泼斯坦、迈克尔·雷德曼和琳恩·兹莫尼艾克，正常工作，按时还贷，却因种种原因，失去房屋，继而奋起反抗，和美国的金融司法体系抗争的故事。其中，第一个故事，也就是丽莎的故事对我而言触动最大，也具备...

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文/郑渝川美国房价在2002年前曾经持续长达50年的缓慢增长，而在2002-2007年，房价开始飙升，一些州的房价年增长率达到了25%。房价暴涨刺激了购房热潮，也使得美国的银行机构为增加利润，降低房贷审查要求，甚至向没有稳定收入和居所的申请人放贷。这一切看起来迎来了所谓的多...

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出版者:The New Press

作者:David Dayen

出品人:

页数:416

译者:

出版时间:2017-12-9

价格:GBP 17.99

装帧:Paperback

isbn号码:9781620973509

丛书系列:

图书标签: 美国金融经济学美国经济 fraud

Chain of Title 2024 pdf epub mobi 电子书图书描述

The "gripping" (New York Times) and "Hitchcockian"(Publishers Weekly) story of how a nurse, a car dealership worker, and a forensic expert took on the nation’s largest banks

A Kirkus Reviews and The Week best book of the year, David Dayen’s Chain of Title is a riveting work that recalls A Civil Action, Erin Brockovich, and Flash Boys, recounting how three ordinary Floridians—a car dealership worker, a cancer nurse, and an insurance fraud specialist—helped uncover the largest consumer crime in American history, challenged the most powerful institutions in America, and—for a brief moment—brought the corrupt financial industry to its knees.

Lisa Epstein, Michael Redman, and Lynn Szymoniak did not work in government or law enforcement. They had no history of anticorporate activism. Instead they were all foreclosure victims, and while struggling with their shame and isolation they committed a revolutionary act: closely reading their mortgage documents, discovering the deceit behind them, and building a movement to expose it. Harnessing the power of the Internet, they revealed how the financial crisis and subsequent recession were fundamentally based upon a series of frauds that kicked millions out of their homes because of false evidence by mortgage companies that had no legal right to foreclose. As Rolling Stone's Matt Taibbi noted: "Chain of Title is a sweeping work of investigative journalism that traces the arc of a criminally underreported story in America, the collapse of the rule of law in the home mortgage industry."

Chain of Title 2024 pdf epub mobi 电子书

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三星半，剩了最后四十页没读下去。作者书写了次贷危机里影响极广，却差不多鲜为人知的银行种种惊人的操作，和普通人为揭发这些做的拼命努力。没能读完的原因是后半部显得太过重复，不管是故事发展还是银行的手法。另外我还是认为作者有明显的党派bias在里面，可以肯定这里面绝大部分错在银行和放贷的一连串机构，但那么多的买房人真的就完全无辜吗，是不是也不尽然？我认为涉及这类题材的书如果倾向过强，可能更会影响到中间派读者吸收与认同他的想法。

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