Sudden Money

出版者:John Wiley & Sons Inc

作者:Bradley, Susan/ Martin, Mary

页数:336

出版时间:2000-4

价格:267.00元

装帧:HRD

isbn号码:9780471380863

具体描述

From inheritances and divorce and insurance settlements to retirement payouts and the most recent phenomenon of stock options, the largest transfer of wealth in the history of America is now taking place. For some, this welcome event is relatively stress-free. But for those who are inexperienced in dealing with large sums of money, a windfall can be an overwhelming, even losing, situation. What is the difference between those who build on their financial gains and those who end up worse off than before? In this much-needed, one-of-a-kind book, top financial planner Susan Bradley gets to the heart of the matter by examining the emotional complexity of the windfall experience and how to manage it-and your newfound money-successfully. Whatever the sum involved, the impact of one's emotional state on the way money is handled--or mishandled--cannot be underestimated. In addition to the legal intricacies of receiving sudden money, the element of surprise that catches people unprepared also often leaves them there. Here, at last, is a type of "owner's manual" to sudden money that demystifies the process for recipients and their financial planners. Based on her work with countless clients, many of whose stories appear in this book, Bradley has developed a step-by-step program for moving safely through the three phases of building a solid financial foundation:* Preparation and Planning* Investing* Monitoring, Giving, and Sharing Giving individual attention to each possible windfall event, Bradley addresses their distinct tax consequences, insurance and estate planning considerations, as well as the crucial emotional component. She also shares advice on how to put together the proper team of advisors, including an attorney and a therapist. When correctly handled, an unexpected windfall can provide expected benefits that will continue far beyond the lifetime of the initial recipient---and turn sudden money into lasting wealth. Turn Sudden Money into Lasting Wealth Maximize your wealth and minimize your stress and confusion with this unique, indispensable guide to handling a sudden financial windfall. Written by nationally recognized financial planner Susan Bradley, Sudden Money provides a complete program for successfully managing newfound wealth. Discover ways to:* Stay calm and not make decisions based on your emotions* Seek experienced, professional advice* Avoid pressure from others* Create and execute the best financial plan for you Most important, Sudden Money provides you with easy-to-implement, proven ways to ensure that your financial gains are more than fleeting good fortune. "A 'must read' for financial advisors and for clients who have received financial windfalls. Susan Bradley has detailed--in an easy-to-apply way--a new financial planning discipline that is sure to become a vital part of discussions about the burgeoning wealth in this country." -Ronni Burns, Wall Street consultant "This book is essential for anyone who receives a financial windfall. It's an easy read and packed with useful advice." -Don Phillips, CEO, Morningstar "Reading this book is like having a trusted friend explain what to expect, what to do, and what not to do at a happy time that can also be overwhelming and stressful. This book has been extraordinarily helpful to me." -Marci Shimoff, coauthor, Chicken Soup for the Soul "Women in particular are often ill prepared to manage a financial windfall. Without careful planning, it could turn into a pitfall. Susan Bradley's book is a sensible guide on how to handle instant wealth." -Jennifer Openshaw, CEO, WFN.com, Financial Network for Women

用户评价

我必须强调这本书在情绪张力上的把控简直是神级操作。它就像是攀岩，一会儿是平缓的休息区，一会儿又是几乎垂直的峭壁，高潮部分的情感爆发点，那种积累已久的能量瞬间释放，让我好几次差点喊出声来。作者对于“留白”的艺术运用达到了炉火纯青的地步，很多关键的情感转折点，他选择不直接描写，而是用环境、天气或者一个角色的沉默来暗示，反而给予了读者巨大的想象空间，这种不言而喻的力量是文字最强大的武器。读完之后，我的心绪久久不能平静，不是因为被情节的狗血所震撼，而是因为那些被触动的人类共通的情感——爱、失落、坚持与释怀。这本书读起来需要你投入全部的心神，它不适合在嘈杂的环境中阅读，它需要你给自己留出大块的、不受打扰的时间。这是一部真正意义上的“史诗级”的阅读体验，它值得你放下一切，全情投入。

这部作品给我的整体感觉是极其压抑但又充满韧性的生命力的爆发。它没有提供廉价的安慰或简单的答案，而是将人性的灰色地带展现得淋漓尽致。我特别喜欢作者处理道德困境时的那种不动声色的冷静，他没有急于站队指责任何一方，而是将选择的重担完全交给了读者自己去衡量。书中描绘的几个关键人物，他们的选择往往是艰难且充满代价的，这种真实感让人感到震撼。我甚至在阅读过程中，会不断地对着书本自言自语，思考如果是我，我会做出何种决定。此外，故事背景的构建也极其到位，那种特定历史时期或特定地域所特有的氛围感，被渲染得入木三分，成为了影响角色命运的无形力量。它不是那种读完就忘的快餐文学，而是会留在你的脑海里，时不时跳出来提醒你关于生活本质的沉思。如果你喜欢探讨哲学命题和人如何在绝境中寻找意义的主题，这本书绝对值得你投入时间细细品味。

这本书的叙事节奏简直是教科书级别的，从一开始就牢牢抓住了我的注意力。作者对人物心理的细腻刻画，使得每一个角色都栩栩如生，他们的动机和挣扎在我眼前真实上演。我尤其欣赏作者处理冲突的方式，不是那种生硬的、为了制造戏剧性而堆砌的桥段，而是水到渠成的、基于人物性格发展的必然结果。书中对社会阶层差异的探讨也十分深刻，通过几条看似平行的故事线，巧妙地编织出一幅关于现代都市人焦虑与渴望的众生相。读到一半的时候，我甚至感觉自己就是其中一个角色，身处那种进退两难的境地，那种无力和希望交织的复杂情绪，久久不能散去。情节的转折点设计得非常巧妙，往往在你以为一切都尘埃落定的时候，一个微小的细节突然引爆了全局，让人不得不屏住呼吸，急切地想知道接下来会发生什么。这本书的魅力在于，它不仅仅是一个故事，更像是一面镜子，映照出我们内心深处那些不愿面对的阴影和对更美好生活的向往。我强烈推荐给所有喜欢深度阅读和喜欢在情节推进中思考人性的读者。

天哪，这本书的语言风格简直是一场盛宴！作者的文笔华丽而不失精准，那种对环境和氛围的描绘能力，简直让我仿佛置身于故事发生的每一个场景之中。我不得不经常停下来，回味一些特别精妙的措辞和比喻，它们不仅仅是用来装饰文字，更是推动情节、揭示人物内心世界的关键钥匙。这本书的结构也非常独特，采用了非线性的叙事手法，时间线在过去、现在和未来之间自由穿梭，但高明之处在于，这种跳跃感丝毫没有造成阅读上的混乱，反而像是在拼凑一幅复杂的、逐渐清晰的宏大图景。每一段落的收尾都像是一个小小的悬念，驱使着我不断地往下读。更难得的是，尽管文本充满了文学性，但故事的核心驱动力依然强劲，让人欲罢不能。读完最后一页时，我有一种强烈的满足感，仿佛完成了一次漫长而富有挑战性的精神远足。对于追求阅读体验的读者来说，这本书绝对是不可多得的精品，它证明了文学性与可读性可以完美共存。

说实话，一开始我有点担心这本书会过于晦涩难懂，毕竟它涉及到一些比较复杂的社会学概念和心理学理论，但实际阅读体验完全出乎我的意料。作者的功力在于，他能将那些深奥的知识点，以极其自然、甚至有些调皮的方式融入到日常对话和场景描写之中，让你在不知不觉中学到东西，却完全没有枯燥的说教感。这种“润物细无声”的教育方式，我非常欣赏。故事的推进虽然缓慢，但每一步都充满了重量，仿佛每向前翻一页，角色们就向前迈进了一英里的人生距离。书中的配角塑造也极为成功，他们虽然戏份不多，但每一个都像是精心打磨过的宝石，闪烁着独特的光芒，共同构建了一个立体而可信的世界。这本书更像是与一位智者进行的深度对话，充满启发性。如果你对那种需要动脑筋、能带来知识增益和思维升级的文学作品感兴趣，那么请不要错过它。