by buying this book you have

made an important move toward

taking cllarge of your financial life,

protecting your money and building

your wealth in 1999 and beyond.

Monff Adviser 1999 sums up in one

convenient volume the timeliest

insights gathered from MONEY over

the past year. It will show you, for

example, how to invest wisely in

today s volatile market, take advan-

tage of changing laws to slash your

current and future taxes, and use

innovative strategies to buy or sell

your home. It will provide you with

the latest techniques for creating a

secure plan that will make your

retirement dreams come true. You ll

learn how to manage your 401(k)

plan like a pro, allocate your

finances with expertise, find the top

deals on such major outlays as

insurance--and lots more. Ii ~

assembling this book, we have been

committed to helping you identify

the best ways to get the most ottt of

your family s finances; now and in

the future. The editors of MONEY

believe that Money Adviser 1999 will

be a wduable tool in achieving that

goal.