From Library Journal Feinberg， a business and finance writer whose articles frequently appear in major national periodicals， has also worked for several financial service giants， such as Citicorp. In a readable， mildly humorous fashion， he offers astute advice on minimizing the amount spent on interest and debt service and thereby maximizing the amount left to spend on goods and services. His many clever tips and ideas should interest those who already have their finances pretty well in hand as well as those with credit problems. Feinberg offers some impressive statistics to show how much can be saved over the lifetime of a loan by using the cheapest financing and compares the pros and cons of various financing methods. His book should prove invaluable to anyone considering taking out or refinancing a mortgage， selecting a credit card， or applying for a loan. Those with credit problems will find more thoroughgoing advice in books devoted entirely to the subject， but Feinberg is still thoughtful， especially when cautioning against ripoffs. For general readers.- Sue McKimm， Cuyahoga Cty. P.L.， Parma， OhioCopyright 1993 Reed Business Information， Inc.