Morgan Housel is a partner at The Collaborative Fund and a former columnist at The Motley Fool and The Wall Street Journal. He is a two-time winner of the Best in Business Award from the Society of American Business Editors and Writers, winner of the New York Times Sidney Award, and a two-time finalist for the Gerald Loeb Award for Distinguished Business and Financial Journalism.
Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people.
Money―investing, personal finance, and business decisions―is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together.
In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.
發表於2025-03-29
The Psychology of Money 2025 pdf epub mobi 電子書 下載
◻️C10 儲蓄很重要,儲蓄是在增加對生活的掌控度。為一個大件(車子、房子ect.)儲蓄當然好,但即便沒有一個具體的目標,也應該儲蓄。製造儲蓄就是在製造冗餘(不僅是金錢上的冗餘,也是心力上的冗餘,後者比前者重要很多)。這章作者提到的另外一個觀點也讓我耳目一新:...
評分 評分 評分1.每個人因為所處時代,所受教育,掌握資訊和參與的遊戲不同,會做一些在外人看來crazy的事,but NO one is crazy. 2.在自己成功和失敗時不要低估運氣的作用 3.wealth and rich is different. wealth是沒有花掉的錢,可以給我們生活的控製權,而這一點對幸福感貢獻巨大。而且這...
圖書標籤:
後麵圍繞pessimism跟optimism的討論對得起書名,生動而有趣又不失啓發性。前半部分有幾點描述的好:1、拿現金換股票、房子,得到的就是股票、房子,不再是現金,如此簡單,卻又讓萬韆人頭破血流後仍心有不甘;2、沒誰的選擇是不可理解的,都隻是站在各自的個人經驗跟知識積纍做選擇,無論是judging自己還是他人,要理解視角區彆。最大的收獲是多思考wealth跟richness,作者這種付全款防止拿mortgage投資的意識是基於個人independent的目標,很值得參考,要維持足夠的現金持有。金錢隻是通嚮最終價值的橋梁,而人是無法棲居在橋上的,訓練適閤自己的金錢觀念第一步就是要瞭解自己的生活目標,否則自由不可期。
評分存錢存錢存錢,吃飽睡好躺贏。
評分還可以,最重要是要存錢,存錢,存錢,不要當月光族
評分本周的audiobook。無甚新意,降低瞭人們對緻富的預期,要人們理性一點,從認清自己的實際需求做起。除瞭luck外,普通人能做的就是多儲蓄,甚至是不需要理由的儲蓄,以及be patient。比較好的部分是講到投資選擇和風險偏好時,提到瞭每個人都因為自己獨特的背景和認知而不同,這裏沒有對錯
評分perfect
The Psychology of Money 2025 pdf epub mobi 電子書 下載