How much do I need to live on in retirement? How can I make sure I won't run out of money in retirement? What are the best investment choices? In "Kiplinger's" "Retire Worry-Free," the editors of "Kiplinger's Personal Finance "magazine answer your questions in the clear, straightforward manner you've come to rely on. They explain how to calculate how much you will need, how much you can count on from Social Security and pensions, and, finally, how to fill the gap. "" Whether you'll need thousands or hundreds of thousands to retire and maintain your current lifestyle, "Kiplinger's Retire Worry-Free" will teach you how to: Get the most from your pension and 401(k) Decide between traditional and Roth IRAs Maximize tax-favored savings plans if you're self-employed Handle early-retirement offers and lump-sum distributions to avoid pension-payout traps Protect your nest egg with the right amounts and types of insurance Fully updated and revised throughout and packed full of charts and tips, "Kiplinger's Retire Worry-Free" will help you plan a secure financial future.