It s time someone told the truth about today s

real estate market. Time someone ripped the lid

off the whole mortgage racket. Time you were

shown what s really happening--and what you

can do to protect yourself.

Now there s A Consumer s Guide to the

Mortgage Maze: The Risks and Rewards of

Creative Real Estate Financing, Based on six

years of research, it s comprehensive and

authoritative, yet easy to read and understand.

You can t count on the real estate establish-

ment to tell you what s best for you. You must arm

yourself with the knowledge of the full range of

alternatives available. And as for today s highly

touted "creative financing" techniques--many of

them are too complex, too risky--as in the follow-

ing cases:

To avoid a due-on-sale clause prohibiting

assumption of the existing mortgage,

buyer and seller agree to transfer the

property via a"land contract," The buyer

then disappears, owing a pile of money

to contractors and workmen he hired. The

seller discovers to his shock that he is

liable for these debts--since under a land