（美）特倫斯·M·剋勞瑞特（TerrenceM.Clauretie），在華盛頓州立大學獲得經濟學博士學位，現為內華達大學拉斯維加斯分校房地産金融教授。至今已著有三部專著，並在專業學術雜誌上發錶瞭75篇文章。他是HomerHoyt高級研究學會的研究員，還曾是全美房地産公司經理聯閤會的客座教授。

（美）G·斯泰西·西濛斯（G．StacySirmans），在佐治亞大學獲金融和房地産博士學位，曾任教於埃默裏大學和剋萊姆森大學，曾是聯邦住宅貸款銀行委員會的訪問學者，現為佛羅裏達州立大學房地産教授。在《財務分析與定量分析》、《房地産金融和經濟學》、《房地産研究》等雜誌上發錶瞭大量有關房地産的文章。他還任職於許多學術雜誌的編輯部。

The core of this text is based on sound economic and finance principles to promote a greater understanding of how real estate financial markets work. The authors blend theory with practice applying the theoretical aspects of financial economics to explain how real estate financial institutions and markets have developed and evolved to their present state, and why they take the forms they do. Dramatic changes in the real estate financial markets and the impact of major federal legislation that applies to real estate finance (especially residential) are addressed. Direct application using ARGUS software makes this book extremely hands on giving students practical, real-world experience in real estate analysis.