Hotel heiress Katherine Breckenridge just wants to make a lasting difference in her world by running her late mother's charity foundation. But she fears she lacks the passion and courage to be as successful as her mother was--a fear that's realized when money from the foundation goes missing and Katherine's one shot to recover it is ruined by Rafe Noble. Two-time world champion bull rider Rafe Noble is at the top of his game when tragedy hits. Guilt stricken over the loss of his best friend, Rafe accidentally drives his truck into the lobby of the Breckenridge Hotel during Katherine's fund-raiser. With a broken knee, a ruined reputation, and the threat of several lawsuits, Rafe goes back to his family's ranch--the Silver Buckle--to recover. Desperate to save the foundation, Katherine heads to the Silver Buckle to talk Rafe into helping her raise the needed funds. But a few days under the bright Montana skies give her more than she bargained for, and Kat discovers there's more to both herself and Rafe Noble than she realized.