Anna Daisy Clark couldn't believe her luck when she found a half-million dollars on graduation day; it was the capital she needed to start a business and secure her future. Vowing to pay back every penny of it one day, she kept the bag of cash and never looked back.Ten years later, Annie owns a successful chain of elegant coffee bars, is engaged to a handsome coffee plantation owner, and is about to triumphantly return to Boston for her 10th college reunion. She also begins making good on her promise to return the five-hundred-thousand dollars with anonymous monthly payments. But just as Annie's life seems complete, the dark history of the money returns to haunt her. Someone is determined to solve the mystery of a ten-year-old bank robbery -- and an enraged thief who has served his time is coming to reclaim his loot. Suddenly, Annie is plunged into the chaos of a deadly chase -- forced to use all her wits to keep her world from unraveling, and from losing the priceless gift of love.