Preface<br > HIS book is a greatly expanded and completely updated version<br > of the Money Guides that were published in 1983 and 1984. It is<br >based largely on the work of my distinguished colleagues--the writ-<br >ers， reporters and editors of Money--and to them it is dedicated.<br >One part of my job as Managing Editor is to choose articles from the<br >magazine， abridge and rewrite them， then present them on the CBS<br >Radio Network in two daily broadcasts， titled "Your Dollars" and<br >"Your Money Minute." I have revised， re-edited and updated a se-<br >lection of those scripts to create the nearly 400 chapters in the book.<br > Readers of Money have benefited from the rare insights of such<br >journalists as Jerry Edgerton， Patrlcia A. Dreyfus， Diane Harris，<br >Gretchen Morgenson， Andrea Rock and the late Charles Ro[o， writ-<br >ing on various investments; Gus Hedberg and Tyler Mathisen on<br >computers; Richard Eisenberg on taxes and government policy~<br >Marlys J. Harris and Carrie Tuhy on a host of consumer affairs;<br >Candace E. Trunzo on financial planners; Suzanne Seixas on family<br >finances; Robert Runde on housing; William C. Banks on spending;<br >John Stickney on education and Denise M. Topolnicki on legal<br >issues -- among many other subjects. I hope that I have been able to<br >preserve and convey their main points.<br > Let me express my appreciation to Money s Executive Editor， Lan-<br >don Y. Jones， and the other staff members， present and past， whose<br >work is reflected here:<br > Greg Anrig， Jr.， Caroline Baer， William C. Banks， Lionel C. Bas-<br >corn， Sarah E. Button， Malcolm N. Carter， Julie Connelly， Joseph<br >S. Coyle， Judith Daniels， Caroline Donnelly， Katharine B. Drake，<br >Patricia A. Dreyfus， Jerry Edgerton， Richard Eisenberg， Junius<br >Ellis， Valerie W. Gerry， Susan R. Givens， Jordan E. Goodman，<br >J. Howard Green， Diane Harris， Marlys J. Harris， Gus Hedberg， Niles<br >A. Howard， Keith R. Johnson， Landon Y. Jones， Robert J. Klein，<br >Frank Lalli， Leslie Laurence， Flora S.H. Ling， Lani Luciano， Rich-<br >ard A. Lynch， Susan L. Macovsky， Jeremy Main， Tyler Mathisen，<br >Kate McMahon， Frank B. Merrick， Gretchen Morgenson， Joseph<br >Poindexter， Lisa Redd， Andrea Rock， Charles R. Rolo， Robert H.<br >Runde， Eric Schurenberg， Suzanne Seixas， Michael Sivy， Allan<br >Sloan， John Stickney， Pauline Tai， Denise M. Topoluicki， Candace<br >