An on-the-go resource for those in their 20s and 30s who need to balance the competing financial demands of first-time home ownership. People bought nearly 6.4 million homes in the U.S. last year and many of them were young first-time buyers who are now find themselves wondering, iWhatis next?i And with the sub-prime crisis quickly becoming a general slide in the housing market, theyire truly in the dark. Picking up where a slew of home-buying books leave off, "The Essential Guide for First-Time Homeowners" is the all-in-one resource your readers need and is filled with crucial advice, helpful reminders and fun tips including: mortgages and refinancing prioritizing purchases maintenance and repairs organizing records and possessions safety and security homeowners insurance neighbors and disputes tax breaks remodeling with contractors budget decorating and renovations preparing for an eventual home sale This five-disc audio collection pairs legal expertise with engaging tips, stories and excerpted USA TODAY articles. "The Essential Guide for First-Time Homeowners" audio book is concise, and concisely designed to potentially help save homeowners thousands of dollarsoand perhaps their homes. The package also includes the complete, unabridged text of the original book on CD-Rom.