The Credit Scoring Toolkit 2025 pdf epub mobi 电子书

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发表于2025-02-26

The Credit Scoring Toolkit 2025 pdf epub mobi 电子书

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此书评分过高了，只能说对于评分卡内容大而全，但不细致，不深入，很多图标上的数据都没做细致说明就草草带过，让读者看到很懵逼。实操性很弱。国外有很多评分卡的书比这本好多了，严重怀疑只是因为被翻译了，看的人多了，才有那么高评分！如果真的要学习信用评分评分，还是建...

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点点心得: 1.评分世界建立在概率之上，而非因果。虽然人脑总是对后者的理解程度更高。再好的模型，也不能100%的预测未来。如果有人能做出这样的模型，那当评分专家屈才了，更适合做赌王。 2.初学者容易质疑罗辑回归。科学与伪科学的区别，在于前者经得起质疑。不过我感觉，如果...

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出版者:OUP Oxford

作者:Raymond Anderson

出品人:

页数:731

译者:

出版时间:2007-8-30

价格:GBP 110.00

装帧:Hardcover

isbn号码:9780199226405

丛书系列:

图书标签: 金融科技评分卡风险管理信用风险风控英文原版 analytics Finance

The Credit Scoring Toolkit 2025 pdf epub mobi 电子书图书描述

The Credit Scoring Toolkit provides an all-encompassing view of the use of statistical models to assess retail credit risk and provide automated decisions. In eight modules, the book provides frameworks for both theory and practice. It first explores the economic justification and history of Credit Scoring, risk linkages and decision science, statistical and mathematical tools, the assessment of business enterprises, and regulatory issues ranging from data privacy to Basel II. It then provides a practical how-to-guide for scorecard development, including data collection, scorecard implementation, and use within the credit risk management cycle. Including numerous real-life examples and an extensive glossary and bibliography, the text assumes little prior knowledge making it an indispensable desktop reference for graduate students in statistics, business, economics and finance, MBA students, credit risk and financial practitioners.

The Credit Scoring Toolkit 2025 pdf epub mobi 电子书

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